Can we all just agree that setting a budget and sticking to that budget are two very different things? It can be so hard to stick to your grocery budget!
Sometimes my budget is a little two idealistic and there’s no possible way to stick to it because things never go the ideal, perfect way I plan. What does help is having a strategy for sticking to the budget.
Ideally, Austin and I spend $60 per week on groceries. In real life, we spend more life $70 per week (this is just food, no eating out or other household items). I still think that $70 is pretty good though and we most definitely could spend more if we weren’t careful.
There are some strategies that we use to make sure that we don’t go over budget on groceries, so here we go:
How I stick to a $70/Week Grocery Budget
1. Meal Planning
It’s got to be #1 on the list because it makes the biggest difference!
If I don’t meal plan, I end up at the store buying everything that looks good and that I think that we need. Then I get home and most of the food doesn’t go together. So even though I just spent a ton of money on food, I don’t have the ingredients I need to actually make much.
In fact, last week I decided that I’m such a meal planning pro that I could just wing it. Ha! So I ended up at the store and hadn’t done my meal plan for the week or made a shopping list. I was just going to get the things we usually get and figured it would all work out.
I ended up spending $80 instead of my normal $60-70. Plus, I got home and realized that I bought a bunch of food that we didn’t even need because we already had plenty.
That’s my shopping cart in the pic below…
I can assure you that the danish, the cheesecake, and the three boxes of frozen egg rolls would not have been on my grocery list. Apparently I needed the reminder of how important meal planning is!
If you struggle with meal planning, I created a full step-by-step guide to help you get started. There are worksheets to fill out and a bunch of tips on how to save time and money. Plus, I wrote a one-week pre-made meal plan with the grocery list and recipes so that you can really get the hang of things!
You can get more info about it here: Let’s Make Meal Planning Simple
2. Simple Meals and Side Dishes
Most of our meals are very simple and contain a lot of similar ingredients.
I’ve found that when I cook more complicated meals, I end up having to buy unique ingredients that I wouldn’t normally use. Those ingredients are often expensive and then sit in the cupboard going bad after I use them for one recipe.
Keeping meals simple helps reduce waste and allows us to make meals quickly. You can see an example of a meal plan that uses many of the same ingredients here: 16 ingredients = 6 meals (there’s even a printable grocery list to go with it)
The side dishes I “make” are usually just a steamable bag of frozen veggies that I can throw in the microwave or sliced cucumbers or strawberries.
3. Plan for Leftovers
My mom has always liked the plan of cooking once and eating twice (or more times!).
All summer we’ve been grilling chicken once or twice a week. We grill much more than we need for one meal and then use the rest to make wraps, salads, or other meals for the next few days.
In the winter I like to cook a large batch of chicken in the crockpot. Then I have cooked chicken ready for making soups or casseroles.
Planning to make more than you need means we save time in the kitchen. When I know that we have food ready to be warmed up and eaten, I’m much less likely to get takeout, so planning for leftovers definitely helps us stick to our grocery budget.
4. Inexpensive Meats
We stick to our weekly food budget by eating fairly inexpensive meats.
I can always find boneless skinless chicken breast around here for under $2 per pound, so that’s what we eat most often. Austin and I both prefer chicken to all other meats, so this works well for us.
Pork and beef are both more expensive where we live. We mix it up occasionally, but sticking to inexpensive meats 90% of the time saves us a lot of money.
5. Less Meat
Speaking of meat, eating less of it has been helping us stick to our budget as well. I wrote a whole post about eating less meat that you should definitely take a look at if you’re interested in this method of saving money.
We often add in more veggies or some beans so that we don’t need quite as much meat.
If you or your family doesn’t like beans, I wrote about sneaky ways to get used to eating more beans here.
Eating more eggs is a also a great way to get protein without meat. Eggs are really inexpensive and we eat hard boiled eggs as snacks or in salads. Plus, there’s always my favorite: breakfast for dinner.
6. Aldi for 80%, then Sam’s and Meijer
I know that Aldi isn’t everywhere and I’m terribly sorry for those of you who don’t have Aldi nearby.
When we lived out in the country, I would drive 45 minutes once a month to stock up on certain things at Aldi because the prices are amazing and I prefer a lot of their products to other brands.
We have a basic heirarchy of where to shop to save money.
First is Aldi for 80-90% of our groceries.
Then we’ll get what we can from Sam’s Club (usually chicken breast and some veggies).
After that, for whatever we can’t get at Aldi or Sam’s, we’ll stop at Meijer which is a huge local grocery store very similar to Walmart. You can get really great deals at Meijer if you try, but I don’t like shopping there too much because the store is massive and takes me forever to get through.
By sticking to this method of buying what we need, we usually can get the lowest price possible without much sale shopping or couponing.
I do still check Ibotta to see if we can earn a cash back rebate on anything we buy from Sam’s or Meijer. Ibotta is super quick and easy to use, so it’s always smart to double check the rebates on the app. If you haven’t signed up yet, you can do so with this link and earn $10 when you redeem your first rebate. My referral code is lweftvk.
7. In Season Fruit
We eat a lot of fresh fruits and veggies.
The prices fluctuate a ton around here on fruit depending on if it’s in season or not (veggie prices don’t change near as much). We pretty much stick to buying fruit when it’s in season and a great price.
I haven’t bought citrus in months because it’s not in season. We’ve been eating a lot of berries lately instead.
In fact, I got a great deal on strawberries and blueberries last week, so I bought extras and froze them for smoothies.
I’m convinced that eating healthy does not cost any more that eating junk if you buy what’s in season and stick with whole foods.
8. Cheap & Quick Backup Meals
Part of sticking to our grocery budget is knowing that at least once each week, I’m going to have no desire to make lunch or dinner. When that mood strikes, I make sure to have some backup meals on hand that can be made so quickly and inexpensively that it will keep us from spending more money on expensive convenience foods or eating out.
Our backup meals are usually frozen pizza, breakfast for dinner (eggs and pancakes), or spaghetti. I always have those things on hand, ready to go.
Trying to stick to your grocery budget is no easy task. The fact is that we need food, which means I can easily justify most purchases 🙂
By meal planning, keeping meals simple, and making sure we have backup meals in stock, we make it much easier on ourselves to stick to our budget.
⇒ Do you have a hard time sticking to your grocery budget? What helps?
Free Customizable Budget and Spending Tracker Spreadsheet
Stress less about your finances today with the spreadsheet I use each month to create our budget and track our spending!