By Ashley, Guest Writer on The (Mostly) Simple Life I don’t know about you, but sometimes I crave a road map to figure out how much I should be spending to make our monthly budget work. Especially when I start digging into our specific bills, it’s so nice to Google, “How much does that average family spend […]
How to Make Your First Budget to Save More Money
By Jessica, Finance Expert on The (Mostly) Simple Life. After Ben and I got married in 2014, we were earning two incomes, but we also had debts, and started to have to pay for all those adult expenses that have a way of syphoning out all your money. So I taught myself how to make […]
The #1 Rule for Success with Saving Money
There is one piece of advice that I think every financial expert would agree on. The #1 rule to financial success…
The 4 Golden Rules of Saving Money & Building Wealth, One Step at a Time
When I started to work with a full-time salary, I had no savings and some student debt (Luckily, not a ton). My starting salary was just below $30,000. I started by saving around $100 a month and put it in a savings account (later an investment account). It was not much, but I figured I […]
An easy way to create your first personal budget (with a free cute template)
We have prepared for you an easy personal budget printable that will show you your plan for all of your money for the month. It’s a quick and easy way to create your first personal budget. You can see a preview below as well as a few easy steps to fill it out. 3 Steps […]
6 tips to budget your money when you earn $2,000 to $4,000 per month
By Sara, guest writer on The (Mostly) Simple Life In my early 20’s, I stayed at my parents and worked as a nanny for a family, where I took home $300 per week. I was sure that I was living a life of true luxury. My weekend was spent going out with friends, buying drinks […]
8 Ways to Stretch Your Thanksgiving Budget
Note: Because of Covid-19, you may have less people at your Thanksgiving dinner than in the past, but I think you’ll still appreciate these money saving ideas! If you’ve hosted a big holiday meal before, you probably know that it can get expensive. But just because it can get expensive, doesn’t mean that it has […]
Emergency Fund 101: Everything You Need to Know
The effects of the Coronavirus have been a big reminder for so many of us of the importance of having an emergency fund. Job losses and medical expenses are just the tip of the iceberg as to why you need an emergency fund. Yes, I’m talking to you! But maybe you need more details to […]
9 Ways to Stick to a Budget
Creating a budget is good. Sticking to that budget is even better! Because honestly, what good is a budget if you don’t stick to it? I’m going to share some of my favorite budget hacks that help us stick to our budget throughout the month. If you need to go back a step and create […]
Simple Budget Categories: Just 3!
I like to have my budget broken down into very specific categories, but I totally understand that that can feel a bit overwhelming for some people. Maybe you want to go back to basics with super simple budget categories. Using just 3 simple budget categories can give you more flexibility in your spending. There’s no […]
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