Practical Ways to Improve Your Home, Life, & Budget
The effects of the Coronavirus have been a big reminder for so many of us of the importance of having an emergency fund. Job losses and medical expenses are just the tip of the iceberg as to why you need an emergency fund. Yes, I’m talking to you! But maybe you need more details to […]
Creating a budget is good. Sticking to that budget is even better! Because honestly, what good is a budget if you don’t stick to it? I’m going to share some of my favorite budget hacks that help us stick to our budget throughout the month. If you need to go back a step and create […]
I like to have my budget broken down into very specific categories, but I totally understand that that can feel a bit overwhelming for some people. Maybe you want to go back to basics with super simple budget categories. Using just 3 simple budget categories can give you more flexibility in your spending. There’s no […]
We became debt free last year, but in truth we had been debt free before! We’ve been in and out of debt a few times over the years, and let me tell you, I much prefer to be out of debt. There are three elements that have helped us stay out of debt. When we […]
Good gracious, moving can get expensive! We just moved from Michigan to Colorado, so I definitely know what I’m talking about here. We’ve also moved six other times in the past nine years, in case you still doubted my qualifications, haha! Whenever we move, I always do my best to estimate the costs ahead of […]
What if you could vastly improve your financial situation by spending just one minute a day doing something super easy? You’d say “sign me up!” right? Well, I’ll tell you how to make this happen, but you have to promise to stay with me as I explain, and more importantly — do it! We often […]
It’s time to clear the air about budgeting! Too many people think of a budget as a bad thing, a thing they don’t need, or something that just won’t work for them. Maybe you’re one of those people. I can’t tell you how much I disagree! So let’s talk through nine of the most common […]
Creating your first budget can be overwhelming! It’s tough to know how much you should be spending or where to even start. Today, I want to give you a starting budget. I did some research on the recommended percentages that each category of your spending should take up from your income. We’ll break down what […]
Getting on top of your finances is not a “one and done” kind of thing. You can’t make a budget on January 1st, never look at it again for the rest of the year, and expect to see fabulous improvement in your finances. The more you are actively engaged in what is going on with […]
I love the feeling of a fresh year! It’s a great time to set some goals and make some changes. And I always always set financial goals. The first year of our marriage, our total income was less than $14,000. We were broke. broke. broke. We ate because of food stamps and lived in the […]
