Practical Ways to Improve Your Home, Life, & Budget
I like to have my budget broken down into very specific categories, but I totally understand that that can feel a bit overwhelming for some people. Maybe you want to go back to basics with super simple budget categories. Using just 3 simple budget categories can give you more flexibility in your spending. There’s no […]
We became debt free last year, but in truth we had been debt free before! We’ve been in and out of debt a few times over the years, and let me tell you, I much prefer to be out of debt. There are three elements that have helped us stay out of debt. When we […]
Good gracious, moving can get expensive! We just moved from Michigan to Colorado, so I definitely know what I’m talking about here. We’ve also moved six other times in the past nine years, in case you still doubted my qualifications, haha! Whenever we move, I always do my best to estimate the costs ahead of […]
What if you could vastly improve your financial situation by spending just one minute a day doing something super easy? You’d say “sign me up!” right? Well, I’ll tell you how to make this happen, but you have to promise to stay with me as I explain, and more importantly — do it! We often […]
It’s time to clear the air about budgeting! Too many people think of a budget as a bad thing, a thing they don’t need, or something that just won’t work for them. Maybe you’re one of those people. I can’t tell you how much I disagree! So let’s talk through nine of the most common […]
Creating your first budget can be overwhelming! It’s tough to know how much you should be spending or where to even start. Today, I want to give you a starting budget. I did some research on the recommended percentages that each category of your spending should take up from your income. We’ll break down what […]
Getting on top of your finances is not a “one and done” kind of thing. You can’t make a budget on January 1st, never look at it again for the rest of the year, and expect to see fabulous improvement in your finances. The more you are actively engaged in what is going on with […]
I love the feeling of a fresh year! It’s a great time to set some goals and make some changes. And I always always set financial goals. The first year of our marriage, our total income was less than $14,000. We were broke. broke. broke. We ate because of food stamps and lived in the […]
I know most people don’t get excited about saving for retirement and I used to be one of them. But I can’t wait to share what I’m about to share with you! No lies. What if you could save for retirement without noticing? And what if it was completely painless? As in, you hardly noticed […]
Sinking funds are a vital part of our budget! They help keep our monthly budgets pretty much the same even though our spending may vary greatly. For instance, we spend a lot more money in November and December because we’re buying Christmas presents, but my monthly budget doesn’t look any different because I’ve been using […]
