Practical Ways to Improve Your Home, Life, & Budget
I know most people don’t get excited about saving for retirement and I used to be one of them. But I can’t wait to share what I’m about to share with you! No lies. What if you could save for retirement without noticing? And what if it was completely painless? As in, you hardly noticed […]
Soy candles are super simple to make in the microwave! And making your own candles costs a fraction of the retail price. Plus, they make great gifts.
Being frugal and saving money comes down to a lot of little things. Sure it’s important to make wise decisions on the big stuff: house, car, vacation, etc. But don’t underestimate the power of frugal habits. Eating out after work may not seem like a big deal. It can’t matter that much, can it? Well, […]
Y’all. WE’RE DEBT FREE!!! You’ll find me jumping around the house and celebrating! Even if you’re reading this years later, I’m probably still celebrating! I am completely thrilled and honestly, shocked that we paid off so much money in 10 months! From a family that used to live off of $1500 per month, I can […]
You know that I am all about meal planning to save money, save time, and save your sanity (when you’re starving and still have to figure out what there is to eat). I get that not everyone geeks out about planning their meals as much as I do, so I want to give you the […]
Sinking funds are a vital part of our budget! They help keep our monthly budgets pretty much the same even though our spending may vary greatly. For instance, we spend a lot more money in November and December because we’re buying Christmas presents, but my monthly budget doesn’t look any different because I’ve been using […]
You can’t talk about personal finance without mentioning Dave Ramsey, right? He’s got a whole empire dedicated to helping people get out of debt. The Total Money Makeover is his book that walks you through his entire seven-step process (a.k.a. the baby steps). I am a fan of Dave Ramsey and his practical approach to […]
Update: I wrote this post about our first house a few years ago and it has been a popular post ever since! It’s got a few updates for you. I still gaze lovingly at the “after” pictures of that kitchen. I loved it so much! When we bought our house, it needed some work a […]
Sinking funds have been a vital part of our budget almost since the beginning. The day we received a once-a-year bill and had to scramble to get the money together to pay it, I decided that we’d be much better off saving all year round for such an expense. We currently have 12 sinking funds […]
So you want to be more frugal, eh? Awesome! You are in the right place, my friend. We’ll go through how to get started living more frugally, including what to expect from yourself, where to start, and how you can still have plenty of fun. Frugal living is not a prison sentence. It’s a way […]
