Practical Ways to Improve Your Home, Life, & Budget
You know that I am all about meal planning to save money, save time, and save your sanity (when you’re starving and still have to figure out what there is to eat). I get that not everyone geeks out about planning their meals as much as I do, so I want to give you the […]
Sinking funds are a vital part of our budget! They help keep our monthly budgets pretty much the same even though our spending may vary greatly. For instance, we spend a lot more money in November and December because we’re buying Christmas presents, but my monthly budget doesn’t look any different because I’ve been using […]
You can’t talk about personal finance without mentioning Dave Ramsey, right? He’s got a whole empire dedicated to helping people get out of debt. The Total Money Makeover is his book that walks you through his entire seven-step process (a.k.a. the baby steps). I am a fan of Dave Ramsey and his practical approach to […]
Update: I wrote this post about our first house a few years ago and it has been a popular post ever since! It’s got a few updates for you. I still gaze lovingly at the “after” pictures of that kitchen. I loved it so much! When we bought our house, it needed some work a […]
Sinking funds have been a vital part of our budget almost since the beginning. The day we received a once-a-year bill and had to scramble to get the money together to pay it, I decided that we’d be much better off saving all year round for such an expense. We currently have 12 sinking funds […]
So you want to be more frugal, eh? Awesome! You are in the right place, my friend. We’ll go through how to get started living more frugally, including what to expect from yourself, where to start, and how you can still have plenty of fun. Frugal living is not a prison sentence. It’s a way […]
Y’all. Big things have happened in our debt free journey! We started working toward this goal in January. Back then, it was literally an impossible goal. The numbers did not add up in any way, shape, or form. With a promotion for Austin and my blogging income much higher than expected, the impossible started to […]
Have you ever experienced frugal burnout? Maybe you didn’t have a name for it, but after trying to stick to a budget or save money for a while, you just got totally sick of being frugal. I’ve been there! I want to talk about two sides of dealing with frugal burnout: How to avoiding getting […]
Being frugal is often about 1,000 little things instead of 1 or 2 big things. Obviously, big decisions have big money consequences: spending too much on a house or buying a car you can’t afford have big money implications. But assuming you’re making good big decisions when they come around, let’s look at making good […]
For most of the eight years Austin and I have been married, we have had to live on one income. Even now, with Austin working full time and my blog giving me a full time income (most months), we actually only use one income to budget off of month to month. It certainly hasn’t always […]
