There is one piece of advice that I think every financial expert would agree on. The #1 rule to financial success…
This is our basic “bare bones” budget showing how we live on less than $1500 a month. Like I said earlier, we usually make extra money each month. If we do, we decide how we want to spend or save it. I hope our budget might give you a little hope or inspiration if you’re trying to live on less.
We set aside money every month for multiple different bills and expenses that don’t necessarily happen every month. This helps to keep our budget pretty much the same from month to month.
The first year we were together, we lived below the poverty line. Throughout this whole period we got married (very inexpensively), payed off our debts, and survived off of his income.
My parents set a good example for me financially (for which I am incredibly grateful). I remember my mom pulling out a special black binder every month that had all of their ledger sheets in it where they would track their spending and bills. And of course, being organizationally obsessed, I was fascinated. I would […]