Practical Ways to Improve Your Home, Life, & Budget
Last year we did what we thought was the impossible: We paid off just under $19,000 of debt in 10 months to become debt free except for our house! I am still amazed at how we managed to pull this off and how it has positively affected our lives ever since — we’re currently saving […]
Here’s what I think: If you want to be successful in reaching your financial goals, you need to be able to see your progress! A lot of people skip creating a visual for their financial progress, and it makes me sad. I know they’re missing out on the amazing benefits that will help them succeed. […]
I love the feeling of a fresh year! It’s a great time to set some goals and make some changes. And I always always set financial goals. The first year of our marriage, our total income was less than $14,000. We were broke. broke. broke. We ate because of food stamps and lived in the […]
Y’all. WE’RE DEBT FREE!!! You’ll find me jumping around the house and celebrating! Even if you’re reading this years later, I’m probably still celebrating! I am completely thrilled and honestly, shocked that we paid off so much money in 10 months! From a family that used to live off of $1500 per month, I can […]
You can’t talk about personal finance without mentioning Dave Ramsey, right? He’s got a whole empire dedicated to helping people get out of debt. The Total Money Makeover is his book that walks you through his entire seven-step process (a.k.a. the baby steps). I am a fan of Dave Ramsey and his practical approach to […]
Y’all. Big things have happened in our debt free journey! We started working toward this goal in January. Back then, it was literally an impossible goal. The numbers did not add up in any way, shape, or form. With a promotion for Austin and my blogging income much higher than expected, the impossible started to […]
Have you ever experienced frugal burnout? Maybe you didn’t have a name for it, but after trying to stick to a budget or save money for a while, you just got totally sick of being frugal. I’ve been there! I want to talk about two sides of dealing with frugal burnout: How to avoiding getting […]
Our completely impossible goal is starting to look possible! We set a goal to pay off all of our debt by the end of this year: $15,732, which includes our car and the new roof we had to put on our house. Based on our incomes and what I knew we could throw at the […]
Our massive financial goal for the year is to become debt-free (again). We’ve been debt-free in the past and unfortunately we had to take on some debt over the past year or so. I’m very ready to destroy it so that we can have our full incomes back! Here’s the thing: This is an impossible […]
It can be a bit confusing deciding exactly what to do with your money. Should you invest it all in retirement? Save it up in a savings account? Or pay off debt? While there are good arguments for each of these options, I’m going to lay out the plan we use and how we think […]
