We became debt free last year, but in truth we had been debt free before! We’ve been in and out of debt a few times over the years, and let me tell you, I much prefer to be out of debt. There are three elements that have helped us stay out of debt. When we […]
How to Become Debt Free: Our Full Journey
Last year we did what we thought was the impossible: We paid off just under $19,000 of debt in 10 months to become debt free except for our house! I am still amazed at how we managed to pull this off and how it has positively affected our lives ever since — we’re currently saving […]
Track Your Progress with a Free Debt Thermometer + Other Great Ways to Visualize Your Goals!
Here’s what I think: If you want to be successful in reaching your financial goals, you need to be able to see your progress! A lot of people skip creating a visual for their financial progress, and it makes me sad. I know they’re missing out on the amazing benefits that will help them succeed. […]
5 Ways to Improve Your Financial Situation in 2019
I love the feeling of a fresh year! It’s a great time to set some goals and make some changes. And I always always set financial goals. The first year of our marriage, our total income was less than $14,000. We were broke. broke. broke. We ate because of food stamps and lived in the […]
How We Paid Off $18,832 in 10 Months
Y’all. WE’RE DEBT FREE!!! You’ll find me jumping around the house and celebrating! Even if you’re reading this years later, I’m probably still celebrating! I am completely thrilled and honestly, shocked that we paid off so much money in 10 months! From a family that used to live off of $1500 per month, I can […]
The Total Money Makeover Review
You can’t talk about personal finance without mentioning Dave Ramsey, right? He’s got a whole empire dedicated to helping people get out of debt. The Total Money Makeover is his book that walks you through his entire seven-step process (a.k.a. the baby steps). I am a fan of Dave Ramsey and his practical approach to […]
Debt Free Journey Update #2: Makin’ That Money, Honey!
Y’all. Big things have happened in our debt free journey! We started working toward this goal in January. Back then, it was literally an impossible goal. The numbers did not add up in any way, shape, or form. With a promotion for Austin and my blogging income much higher than expected, the impossible started to […]
How to Avoid Frugal Burnout
Have you ever experienced frugal burnout? Maybe you didn’t have a name for it, but after trying to stick to a budget or save money for a while, you just got totally sick of being frugal. I’ve been there! I want to talk about two sides of dealing with frugal burnout: How to avoiding getting […]
Debt Free Journey Update #1: The Impossible Might Happen!
Our completely impossible goal is starting to look possible! We set a goal to pay off all of our debt by the end of this year: $15,732, which includes our car and the new roof we had to put on our house. Based on our incomes and what I knew we could throw at the […]
Join Our Debt Free Journey + See How We’re Saving Money
Our massive financial goal for the year is to become debt-free (again). We’ve been debt-free in the past and unfortunately we had to take on some debt over the past year or so. I’m very ready to destroy it so that we can have our full incomes back! Here’s the thing: This is an impossible […]