Simple Money

I talk a lot about budgeting and getting in control of your finances, but I haven’t really talked about emergency funds yet, which is crazy, because our emergency fund is …

I’m all about having fun without spending tons of money. This is mostly because we’ve never had tons of money to spend on entertainment, but let me tell you: we …

You know, we all go through phases of life where we decide we need to cut back. Things like wanting to save extra money for a trip or to pay …

Question: What should I buy at Aldi? Answer: Everything. Seriously. Some people have a view of Aldi that their food is sketchy or scarier than the food at any other …

There is one piece of advice that I think every financial expert would agree on. The #1 rule to financial success…

We’ve had to come up with some creative ways to save on prescriptions because we haven’t had insurance or we’ve had a really high deductible.

Food is a huge chunk of everyone’s budget. It’s also a variable expense (you have some control over it) unlike a mortgage or car payment which are the same amount every month. So, of course, if you’re looking to save some money, food expenses are the first place to start!

This is our basic “bare bones” budget showing how we live on less than $1500 a month. Like I said earlier, we usually make extra money each month. If we do, we decide how we want to spend or save it. I hope our budget might give you a little hope or inspiration if you’re trying to live on less.

We set aside money every month for multiple different bills and expenses that don’t necessarily happen every month. This helps to keep our budget pretty much the same from month to month.

We want to show that we care with a thoughtful gift, but we just don’t have much to spend. What gifts can you get for $15 dollars or less that someone will actually want?