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Focus on saving money on your high-spend categories

6
3 years agoReviewed

Break up high-spend categories into smaller categories. Take a look at your budget and see where you consistently overspend. For most Americans, this category is eating out. If you find yourself eating out and consistently overspending your budget, break up the category into more manageable pieces.

For us, we break up our food budget into weekly increments (Week 1, Week 2, Week 3, and Week 4). That way, we know that if we overspend in a week, we have to slow down the following week to pay back what we overspent). Set a budget category for eating out (for example, $40 per week), so that you know you need to start eating in more regularly when you overspend.

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