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When you see how much you’re spending on groceries or eating out, you will be very motivated to cut expenses. See how this couple saved over $5,000 extra per year …

The US Department of Energy reports that you can save as much as 10% by turning your thermostat down 7°-10°F for 8 hours a day (I do this at night).

Turning your thermostat down 3 degrees for the winter and up 3 degrees for the summer can save about $240 annually for most households (save about 3% for every degree).

Break up high-spend categories into smaller categories. Take a look at your budget and see where you consistently overspend. For most Americans, this category is eating out. If you find …

Our insurance gives us a considerable discount for paying our premiums twice a year as opposed to monthly. We save something around $300 per year when we do this, so …

If you’re anything like me, then there are certain places (cough cough Target) that you can’t go into without picking up some things that weren’t on your list. This is …

Set an automatic withdrawal into a separate savings account to build your emergency fund or savings account. When you do this, you don’t have to think about setting money aside …