Comments on: Why I’m Not Saving for Retirement

By: Christine

Christine — Mon, 21 Nov 2016 17:26:57 +0000

In reply to Erin | A Welder's Wife. Absolutely! Planning and saving now will be worth it for sure.

By: Erin | A Welder's Wife

Erin | A Welder's Wife — Mon, 21 Nov 2016 16:03:19 +0000

I have worked on building my retirement savings here and there, but definitely not as much as I want/need to put towards it. I do think it is very important to plan for retirement, because I would rather do as I please when I get to that age than have to work because I did not plan accordingly.

By: Christine

Christine — Mon, 07 Nov 2016 17:09:17 +0000

In reply to Annabella I ZK Buzy Buzz. Thanks Annabella (beautiful name!)! I'm definitely the planner and saver between me and my husband, but retirement seems so far off that sometimes it's hard to make it a priority. Sounds like you guys are doing an amazing job!

By: Annabella I ZK Buzy Buzz

Annabella I ZK Buzy Buzz — Mon, 07 Nov 2016 16:38:21 +0000

My husband would always remind me about delayed gratification and why we need to really stick with our budget (almost half of our income goes to emergency fund and retirement). If not for him, I would end up being a mindless spender. like I used to when I was single (didn’t save even a penny). Great post! and that title is so intriguing 🙂

By: Christine

Christine — Mon, 07 Nov 2016 00:15:03 +0000

In reply to Dyana @ A Debt Free Journey. That's still a great start Dyana! It seems like such a big deal, but once it's set up, you really hardly notice it. Plus, you'll be so excited to watch it add up over time!

By: Dyana @ A Debt Free Journey

Dyana @ A Debt Free Journey — Sun, 06 Nov 2016 23:14:32 +0000

Although I am still young, just 25, I admit that I am embarrassed that I did not start saving for retirement earlier on. When I got my recent job a year ago I finally bit the bullet, stopped all excuses, and signed up for a 401K. It’s really nice when your company matches your contributions and it is not as painful watching the money be deducted from my check as I had originally thought it would be!

By: Ashley B.

Ashley B. — Fri, 04 Nov 2016 17:19:51 +0000

Great post! I always try to stress delayed gratification to people. When you wait until you have a nice savings cushion and your finances are on track to start doing fun things like vacationing and buying nice things, you end up way better off.

By: Christine

Christine — Fri, 04 Nov 2016 15:26:46 +0000

In reply to Sarah Jean Althouse. Yeah, have you ever seen one of those charts on how much the interest can compound if you start saving young? It's really cool!

By: Christine

Christine — Fri, 04 Nov 2016 15:25:58 +0000

In reply to Ashley B.. Absolutely! It's hard at first if you're not used to waiting for what you want, but so worth it!

By: Sarah Jean Althouse

Sarah Jean Althouse — Fri, 04 Nov 2016 13:10:14 +0000

Whew your title tricked me at first but I loved this post! Saving for retirement – no matter how little – is so important. Plus, it can really compound over the years!